Canadian financial calculators
Choose the tool for the decision in front of you.
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All 12 calculators
Useful tools for your home, savings, debt and investments.
Mortgage payment
Payments, amortization and frequency comparisons.
Mortgage renewal
See what a new mortgage rate changes.
Mortgage prepayment
Explore extra payments and interest savings.
Down payment & insurance
Minimum cash down and a standard premium estimate.
Closing costs & transfer tax
Estimate transfer tax, registry fees and cash still needed at closing.
Compound growth
Project contributions and compound growth.
Savings goal
Turn your target into a monthly amount.
Credit card payoff
Compare payoff time and interest costs.
RRSP vs TFSA
Compare the after-tax money you could keep.
Mortgage affordability
Explore the stress test, housing costs and your 20% down-payment limit.
FHSA, RRSP & TFSA
Compare account room, tax assumptions and a first-home savings horizon.
Snowball vs avalanche
Compare two payoff methods with the same monthly budget.
Choose a starting point
Buying or renewing a home? Start with the mortgage payment or renewal calculator. For a purchase, estimate the down payment and insurance separately, then use the closing-cost calculator for transfer tax, registry fees and the cash still needed after your deposit. The payment tool does not calculate approval.
For savings, use compound interest to explore a balance over time, or a savings goal to work backward from a target. For debt, test a fixed credit-card payment. The RRSP versus TFSA tool compares equal-cost tax scenarios and assumes sufficient contribution room.
Each tool includes its assumptions, a worked example and relevant official sources. Results use your entered rates rather than live quotes. Read the supporting guides or check our calculation standards.