Version history

A record of what changed, and what still needs review.

v0.2.9 · 11 October 2026

Public distribution build is ready for manual upload to the existing Netlify project. Deployment and actual production HTTP headers have not yet been verified.

v0.2.8 · 11 October 2026

Financial formulas remain unchanged at model v0.1.6.

v0.2.7 · 11 October 2026

v0.2.6 · 11 October 2026

Financial formulas remain unchanged; independent professional review remains pending.

v0.2.5 · 11 October 2026

Financial model v0.1.6 and calculator behavior are unchanged. Professional review remains pending.

v0.2.4 · 11 October 2026

Financial model v0.1.6 adds Toronto’s nominal-value administration-fee exemption and minimum municipal-tax waiver; other calculation formulas are unchanged. Automated and official-source technical checks do not constitute independent professional review, which is still pending.

v0.2.3 · 10 October 2026

Added separate Alberta mortgage-registration fees, clarified the two uninsured affordability ceilings, and made optional deduction-refund reinvestment explicit in the FHSA account comparison.

v0.2.2 · 10 October 2026

Added source-linked guides for the mortgage stress test, FHSA participation limits and snowball versus avalanche debt payoff, with numerical examples checked against the models.

Earlier October releases

Added mortgage affordability, FHSA account scenarios and debt strategy calculators alongside the original nine tools. Earlier releases added Canadian closing-cost estimates, operator identity, contact details, scenario saving, share links, CSV exports and calculator guides.

Review status and scope

Independent professional financial review is pending. There are no live rates, full tax-bracket calculations, HBP repayment projections or lender prepayment-penalty calculations. Read the calculation standards or report a problem.