:root {
  --ink: #0e1511;
  --text: #25372c;
  --muted: #55665b;
  --teal: #126d45;
  --teal-dark: #0a5234;
  --mint: #edf8f0;
  --line: #e0e9e2;
  --shadow: 0 5px 18px #0000000c;
  font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Arial, sans-serif;
}

.container { width: min(1260px, calc(100% - 64px)); }
.site-header { background: #fff; border-bottom-color: #e7ede8; }
.header-inner { height: 88px; }
.brand { gap: 12px; font-size: 27px; letter-spacing: -.8px; }
.brand span.brand-name { font-weight: 720; }
.brand-mark { width: 45px; height: 45px; background: transparent; color: var(--teal); border-radius: 0; }
.brand-mark svg { width: 44px; height: 44px; }
.header-nav { gap: 34px; font-size: 16px; font-weight: 500; }
.menu-toggle { display: none; color: #164c31; background: transparent; padding: 7px; border-radius: 6px; }
.menu-toggle svg { width: 29px; height: 29px; }
.site-home { background: linear-gradient(140deg, #f5fbf7 0, #fff 62%); }
body :is(a, button, input, select, summary, [tabindex]):focus-visible { outline: 3px solid #0a5234; outline-offset: 4px; }
.menu-toggle { min-width: 44px; min-height: 44px; }
.result-limits { margin: 14px 0 0; padding: 13px 15px; border: 1px solid #cbded0; border-radius: 9px; background: #f5fbf6; color: #304c39; }
.result-limits h3 { margin: 0 0 6px; font-size: 12px; font-weight: 700; }
.result-limits ul { margin: 0; padding-left: 17px; font-size: 12px; line-height: 1.65; }
.result-limits li + li { margin-top: 5px; }
.home-result-status { display: block; margin: 13px 0 -5px; font-size: 10px; color: #475d4e; }

@media (forced-colors: active) {
  body :is(a, button, input, select, summary, [tabindex]):focus-visible { outline-color: Highlight; }
}

.reference-hero {
  display: grid;
  grid-template-columns: minmax(0, 1fr) minmax(420px, 550px);
  gap: 52px;
  align-items: center;
  padding: 34px 0 28px;
}
.reference-intro { padding-bottom: 18px; }
.reference-intro h1 { margin: 0 0 20px; font-size: clamp(48px, 5vw, 68px); line-height: 1.06; font-weight: 800; letter-spacing: -2.5px; color: #070b08; }
.reference-intro > p { margin: 0 0 34px; font-size: 25px; line-height: 1.55; color: #424e46; letter-spacing: -.4px; }
.explore-button { display: inline-flex; align-items: center; justify-content: center; gap: 16px; padding: 17px 26px; min-height: 60px; border-radius: 8px; background: var(--teal); color: #fff; font-size: 18px; font-weight: 650; text-decoration: none; box-shadow: 0 2px 4px #0751260a; transition: background .15s; }
.explore-button svg { width: 20px; height: 20px; }
.explore-button:hover { background: var(--teal-dark); }

.home-mortgage { background: #fff; border: 1px solid #edf0ed; border-radius: 17px; box-shadow: 0 5px 18px #00000013; padding: 26px 28px 22px; }
.home-calculator-heading { display: flex; justify-content: space-between; align-items: center; gap: 12px; margin-bottom: 20px; }
.home-calculator-heading h2 { color: #121712; font-size: 25px; font-weight: 720; letter-spacing: -.65px; line-height: 1.3; margin: 0 0 5px; }
.home-calculator-heading p { color: #526056; font-size: 14px; margin: 0; line-height: 1.5; }
.home-calculator-icon { display: grid; place-items: center; flex-shrink: 0; width: 55px; height: 55px; border-radius: 50%; background: #eef8f0; color: #1d6c3d; }
.home-calculator-icon svg { width: 33px; height: 33px; }
.home-field { display: grid; grid-template-columns: 156px minmax(0, 1fr); align-items: center; gap: 13px; margin-bottom: 12px; }
.home-field label { color: #1f2a22; font-size: 13px; font-weight: 500; line-height: 1.5; }
.home-field .input-wrap { height: 45px; border-radius: 7px; border-color: #dfe5df; box-shadow: inset 0 1px 2px #00000003; }
.home-field input { font-size: 17px; font-weight: 450; color: #151d17; }
.home-field .input-affix { color: #364d3e; font-size: 13px; }
.home-calculate { padding: 11px 15px; margin-top: 16px; font-size: 16px; font-weight: 600; min-height: 44px; border-radius: 7px; }
.home-answer { display: grid; grid-template-columns: 1.1fr 1fr; margin-top: 14px; background: #eef7f0; padding: 14px 17px; border-radius: 8px; gap: 16px; }
.home-answer span { display: block; color: #304b38; font-size: 10px; font-weight: 600; line-height: 1.5; }
.home-payment > span { text-transform: uppercase; font-size: 9px; letter-spacing: .15px; }
.home-answer strong { display: block; font-variant-numeric: tabular-nums; overflow-wrap: anywhere; }
.home-payment strong { color: #176e3e; font-size: 31px; line-height: 1.25; margin-top: 4px; font-weight: 750; letter-spacing: -.9px; }
.home-interest { border-left: 1px solid #d3e4d7; padding-left: 16px; align-self: center; }
.home-interest strong { color: #17251b; font-size: 18px; line-height: 1.35; margin-top: 5px; font-weight: 600; letter-spacing: -.3px; }
.home-estimate-note { color: #66766a; font-size: 10px; line-height: 1.6; margin: 11px 0 0; }
.home-full-tool { font-size: 11px; color: var(--teal); text-decoration: none; font-weight: 600; display: inline-flex; align-items: center; gap: 6px; margin-top: 11px; }
.home-full-tool:hover { text-decoration: underline; text-underline-offset: 3px; }
.home-full-tool[aria-disabled=true] { pointer-events: none; opacity: .5; }
.home-full-tool svg { width: 13px; height: 13px; }
.home-answer.invalid { background: #fbf6ef; }

.popular-section { padding: 16px 0 0; }
.popular-section > h2 { color: #152019; font-size: 23px; font-weight: 700; letter-spacing: -.5px; margin: 0 0 17px; }
.popular-grid { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 19px; }
.popular-card { text-decoration: none; background: white; border: 1px solid #edf0ed; border-radius: 15px; padding: 25px 22px; min-height: 203px; box-shadow: 0 4px 14px #0000000d; display: flex; align-items: flex-start; gap: 17px; transition: transform .15s, box-shadow .15s, border-color .15s; }
.popular-card:hover { transform: translateY(-2px); border-color: #b6d8bf; box-shadow: 0 8px 20px #00000012; }
.popular-icon { flex-shrink: 0; display: grid; place-items: center; width: 65px; height: 65px; background: #edf7ef; border-radius: 12px; color: #247a43; }
.popular-icon svg { width: 39px; height: 39px; }
.popular-card-copy { min-width: 0; display: flex; flex-direction: column; align-self: stretch; }
.popular-card h3 { color: #121a14; margin: 0 0 8px; font-weight: 700; font-size: 21px; letter-spacing: -.5px; line-height: 1.25; }
.popular-card p { color: #3e4d42; margin: 0 0 18px; font-size: 13px; line-height: 1.65; }
.popular-open { display: flex; align-items: center; gap: 6px; margin-top: auto; color: #267644; font-weight: 600; font-size: 13px; }
.popular-open svg { width: 15px; height: 15px; }
.popular-chevron { display: none; }
.more-tools { margin-top: 20px; }
.more-tools > summary { display: flex; align-items: center; gap: 10px; list-style: none; cursor: pointer; padding: 14px 3px; color: #17663c; font-size: 13px; font-weight: 600; }
.more-tools > summary::-webkit-details-marker { display: none; }
.more-tools > summary span { font-size: 11px; font-weight: 400; color: #66776b; margin-left: auto; }
.more-tools > summary svg { width: 15px; height: 15px; transform: rotate(90deg); }
.more-tools[open] > summary svg { transform: rotate(-90deg); }
.more-tools .tool-grid { padding: 8px 0 6px; grid-template-columns: repeat(3, minmax(0, 1fr)); }
.more-tools .tool-card { min-height: 150px; box-shadow: 0 3px 10px #00000008; }
.tool-card h3 { font-size: 15px; }
.tool-card p { font-size: 12px; }
.card-icon { width: 38px; height: 38px; border-radius: 9px; background: #edf7ef; }
.card-icon svg { width: 24px; height: 24px; }
.home-trust { text-align: center; margin-top: 24px; background: #f0f9f2; border-radius: 12px; padding: 22px 16px; }
.home-trust > p { margin: 0 0 10px; color: #3a5140; font-size: 15px; }
.home-trust > div { display: flex; justify-content: center; align-items: center; gap: 8px; font-size: 12px; color: #47634e; }
.home-trust > div svg { width: 21px; height: 21px; color: #1a713e; }
.home-trust > a { display: inline-flex; align-items: center; gap: 5px; font-size: 10px; color: #39764d; margin-top: 12px; text-underline-offset: 3px; }
.home-trust > a svg { width: 12px; height: 12px; }
.answer-value { color: var(--teal); font-weight: 700; }
.field label { font-size: 13px; }
.has-calculator .primary-button { font-size: 14px; }
.result-panel, .input-panel { border-color: #e5ece5; box-shadow: 0 4px 14px #00000008; }
.footer-brand .brand-name { font-size: 19px; font-weight: 650; }
.footer-brand .brand-mark svg { width: 28px; height: 28px; }
.site-home .site-footer { margin-top: 30px; }

@media (max-width: 1100px) {
  .reference-hero { grid-template-columns: minmax(0, 1fr) minmax(390px, 490px); gap: 34px; }
  .reference-intro h1 { font-size: 55px; letter-spacing: -2px; }
  .reference-intro > p { font-size: 22px; }
  .home-field { grid-template-columns: 140px minmax(0, 1fr); gap: 9px; }
  .home-mortgage { padding: 23px; }
  .home-calculator-heading h2 { font-size: 23px; }
  .home-calculator-icon { width: 45px; height: 45px; }
  .home-calculator-icon svg { width: 28px; height: 28px; }
  .popular-card { gap: 13px; padding: 22px 18px; min-height: 200px; }
  .popular-icon { width: 50px; height: 50px; }
  .popular-icon svg { width: 31px; height: 31px; }
  .popular-card h3 { font-size: 18px; }
  .popular-card p { font-size: 12px; }
  .header-nav { gap: 23px; font-size: 14px; }
}

@media (max-width: 880px) {
  .reference-hero { grid-template-columns: 1fr; gap: 27px; padding-top: 31px; }
  .reference-intro { padding: 0; text-align: center; }
  .reference-intro h1 { font-size: 53px; margin-bottom: 15px; }
  .reference-intro > p { margin-bottom: 24px; font-size: 20px; }
  .reference-intro .desktop-break { display: none; }
  .explore-button { min-width: 340px; }
  .home-mortgage { width: 100%; max-width: 600px; margin-inline: auto; }
  .home-field { grid-template-columns: 155px minmax(0, 1fr); }
  .popular-grid { gap: 12px; }
  .popular-card { display: block; min-height: 220px; padding: 18px; }
  .popular-icon { margin-bottom: 13px; }
  .popular-card-copy { min-height: 128px; }
}

@media (max-width: 780px) {
  .container { width: calc(100% - 34px); }
  .header-inner { height: 72px; gap: 15px; }
  .brand { font-size: 23px; gap: 8px; color: #18472c; letter-spacing: -.6px; }
  .brand span.brand-name { font-weight: 750; }
  .brand-mark, .brand-mark svg { width: 35px; height: 35px; }
  .menu-toggle { display: block; }
  .header-nav { display: none; position: absolute; left: 0; right: 0; top: 71px; padding: 16px 24px 20px; background: white; box-shadow: 0 7px 12px #0000000b; border-bottom: 1px solid #e1ebe2; gap: 0; }
  .header-nav.is-open { display: flex; flex-direction: column; align-items: stretch; }
  .header-nav a { font-size: 15px; padding: 10px 0; }
  .header-nav .country-label { margin-top: 10px; padding: 8px 0 0; border-left: 0; border-top: 1px solid var(--line); display: flex; font-size: 11px; }
  .reference-hero { gap: 24px; padding: 28px 0 15px; }
  .reference-intro h1 { font-size: 46px; letter-spacing: -1.8px; margin-bottom: 13px; }
  .reference-intro > p { font-size: 17px; line-height: 1.6; max-width: 360px; margin: 0 auto 24px; letter-spacing: -.25px; }
  .explore-button { display: flex; width: 100%; min-width: 0; max-width: 460px; margin-inline: auto; padding: 15px 18px; min-height: 54px; font-size: 17px; border-radius: 9px; }
  .home-mortgage { padding: 22px; border-radius: 15px; }
  .home-calculator-heading { margin-bottom: 17px; }
  .home-calculator-heading h2 { font-size: 23px; }
  .home-calculator-heading p { font-size: 12px; }
  .home-calculator-icon { width: 48px; height: 48px; }
  .home-calculator-icon svg { width: 29px; height: 29px; }
  .home-field { display: block; margin-bottom: 12px; }
  .home-field label { display: block; margin-bottom: 5px; font-size: 12px; }
  .home-field .input-wrap { height: 43px; }
  .home-field input { font-size: 17px; }
  .home-calculate { margin-top: 14px; font-size: 15px; min-height: 43px; }
  .home-answer { margin-top: 14px; padding: 13px 12px; gap: 12px; }
  .home-answer span { font-size: 10px; }
  .home-payment > span { text-transform: none; font-size: 11px; font-weight: 550; }
  .home-payment strong { font-size: 28px; margin-top: 4px; }
  .home-interest { padding-left: 12px; }
  .home-interest strong { font-size: 17px; }
  .home-estimate-note { font-size: 9px; margin-top: 9px; }
  .home-full-tool { margin-top: 10px; font-size: 10px; }
  .popular-section { padding-top: 14px; }
  .popular-section > h2 { margin-bottom: 14px; font-size: 21px; letter-spacing: -.4px; }
  .popular-grid { grid-template-columns: 1fr; gap: 11px; }
  .popular-card { display: flex; position: relative; gap: 14px; align-items: center; padding: 15px; min-height: 103px; border-radius: 13px; }
  .popular-card-copy { min-height: 0; padding-right: 20px; }
  .popular-icon { margin: 0; width: 55px; height: 55px; border-radius: 50%; }
  .popular-icon svg { width: 33px; height: 33px; }
  .popular-card h3 { margin-bottom: 3px; font-size: 17px; font-weight: 650; letter-spacing: -.3px; }
  .popular-card p { margin: 0; font-size: 12px; line-height: 1.6; }
  .popular-open { display: none; }
  .popular-chevron { display: block; width: 19px; height: 19px; position: absolute; right: 14px; top: calc(50% - 9px); color: #1a3424; }
  .more-tools { margin-top: 10px; }
  .more-tools > summary { font-size: 12px; gap: 7px; padding: 14px 3px; }
  .more-tools > summary span { display: none; }
  .more-tools > summary svg { margin-left: auto; }
  .more-tools .tool-grid { grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 10px; }
  .more-tools .tool-card { min-height: 162px; padding: 16px; }
  .more-tools .tool-card h3 { font-size: 13px; }
  .more-tools .tool-card p { font-size: 11px; }
  .home-trust { padding: 21px 13px; margin-top: 15px; border-radius: 9px; }
  .home-trust > p { font-size: 12px; line-height: 1.6; }
  .home-trust > div { gap: 7px; font-size: 11px; }
  .home-trust > a { font-size: 10px; }
  .site-home .site-footer { margin-top: 27px; }
  .site-home .toast { bottom: 24px; }
  .field label { font-size: 12px; }
  .has-calculator .primary-button { font-size: 13px; }
  .home-calculate { font-size: 15px; }
}

@media (max-width: 390px) {
  .container { width: calc(100% - 28px); }
  .brand { font-size: 21px; }
  .reference-intro h1 { font-size: 40px; letter-spacing: -1.5px; }
  .reference-intro > p { font-size: 16px; }
  .home-mortgage { padding: 19px; }
  .home-calculator-heading h2 { font-size: 21px; }
  .home-calculator-icon { width: 42px; height: 42px; }
  .home-calculator-icon svg { width: 26px; height: 26px; }
  .home-payment strong { font-size: 25px; }
  .home-interest strong { font-size: 15px; }
  .home-interest span { font-size: 9px; }
  .popular-card { gap: 11px; padding: 13px; }
  .popular-icon { width: 49px; height: 49px; }
  .popular-icon svg { width: 29px; height: 29px; }
  .popular-card h3 { font-size: 16px; }
  .popular-card p { font-size: 11px; }
}

@media print {
  .menu-toggle, .reference-intro, .popular-section, .home-trust { display: none !important; }
  .header-nav { display: none !important; }
  .reference-hero { display: block; }
  .home-mortgage { width: 100%; max-width: none; box-shadow: none; }
  .home-field { grid-template-columns: 160px 1fr; }
}

.home-guides { margin-top: 38px; }
.guide-section-heading { display: flex; justify-content: space-between; align-items: flex-end; gap: 20px; margin-bottom: 19px; }
.guide-section-heading h2, .calculator-guides > h2 { margin: 0 0 7px; color: var(--ink); font-size: 24px; letter-spacing: -.5px; }
.guide-section-heading p { margin: 0; font-size: 14px; line-height: 1.6; color: var(--muted); }
.guide-section-heading > a { display: inline-flex; align-items: center; gap: 6px; color: var(--teal); font-size: 13px; font-weight: 600; text-decoration: none; flex-shrink: 0; padding-block: 6px; }
.guide-cards { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 17px; }
.guide-card { display: flex; flex-direction: column; align-items: flex-start; min-width: 0; padding: 22px; background: #fff; border: 1px solid #dfe9e2; border-radius: 13px; box-shadow: 0 3px 12px #00000006; text-decoration: none; transition: border-color .15s, box-shadow .15s; }
.guide-card:hover { border-color: #9dc6aa; box-shadow: 0 5px 17px #0000000c; }
.guide-card-meta { color: #426c50; font-size: 11px; line-height: 1.6; }
.guide-card h2, .guide-card h3 { font-size: 19px; line-height: 1.4; color: var(--ink); letter-spacing: -.35px; margin: 9px 0 8px; }
.guide-card p { margin: 0 0 16px; color: #4e6054; font-size: 13px; line-height: 1.7; }
.guide-card-link { display: inline-flex; align-items: center; gap: 6px; color: var(--teal); font-size: 12px; font-weight: 600; margin-top: auto; }
.guide-hub { max-width: 1040px; padding-bottom: 8px; }
.calculator-guides { padding-top: 30px; margin-bottom: 12px; }
.calculator-guides > h2 { font-size: 22px; margin-bottom: 18px; }
.guide-article { width: 100%; max-width: 780px; margin-inline: auto; padding-top: 35px; }
.guide-article-header .breadcrumbs { flex-wrap: wrap; line-height: 1.6; }
.guide-category { margin: 24px 0 9px; color: #276b40; font-size: 12px; font-weight: 600; }
.guide-article-header h1 { color: #0e1511; font-size: 38px; font-weight: 750; letter-spacing: -1px; line-height: 1.18; margin: 0 0 17px; }
.guide-description { color: #485c4f; font-size: 17px; line-height: 1.65; margin: 0 0 15px; }
.guide-byline { color: #5c6e62; font-size: 12px; line-height: 1.9; margin: 0 0 24px; }
.guide-takeaway { background: #f0f9f2; border: 1px solid #d4e6d9; border-left: 4px solid #126d45; border-radius: 9px; padding: 18px 21px; }
.guide-takeaway > span { color: #1e613a; font-size: 12px; font-weight: 700; }
.guide-takeaway p { color: #233d2c; font-size: 16px; line-height: 1.65; margin: 6px 0 0; }
.guide-calculator-button { display: inline-flex; align-items: center; justify-content: center; gap: 10px; min-height: 46px; padding: 12px 18px; background: var(--teal); color: #fff; border-radius: 8px; text-decoration: none; font-weight: 600; font-size: 14px; margin-top: 17px; }
.guide-calculator-button:hover { background: var(--teal-dark); }
.guide-jump-links { display: grid; gap: 8px; border-block: 1px solid #e1eae4; padding: 17px 0; margin-top: 27px; }
.guide-jump-links > span { color: #314b3b; font-weight: 650; font-size: 12px; margin-bottom: 3px; }
.guide-jump-links a { color: #276b40; font-size: 13px; line-height: 1.7; text-decoration: none; padding-block: 2px; }
.guide-jump-links a:hover { text-decoration: underline; text-underline-offset: 3px; }
.guide-body-section { margin-top: 31px; scroll-margin-top: 105px; }
.guide-body-section h2, .guide-next h2, .guide-sources h2 { font-size: 23px; color: #101b14; letter-spacing: -.4px; line-height: 1.35; margin: 0 0 13px; }
.guide-body-section > p, .guide-body-section li, .guide-next > p { font-size: 16px; color: #304538; line-height: 1.75; margin: 0 0 15px; }
.guide-body-section ul { padding-left: 21px; }
.guide-body-section li { margin-bottom: 10px; }
.guide-body-section .guide-source-note { font-size: 11px; color: #617466; line-height: 1.7; margin-top: 17px; }
.guide-source-note a, .guide-sources a { color: #286a40; text-underline-offset: 3px; }
.article-table-wrap { max-width: 100%; overflow-x: auto; margin: 18px 0; border: 1px solid #dce7df; border-radius: 9px; }
.article-table { width: 100%; border-collapse: collapse; font-size: 13px; color: #253b2e; }
.article-table caption { text-align: left; padding: 13px; font-size: 12px; line-height: 1.6; color: #415a48; background: #f5fbf6; }
.article-table th, .article-table td { text-align: left; padding: 12px 13px; border-bottom: 1px solid #e0eae3; vertical-align: top; line-height: 1.6; }
.article-table thead th { color: #203d2a; font-weight: 650; background: #eef7f0; }
.article-table tbody th { font-weight: 500; }
.article-table tbody tr:last-child > * { border-bottom: 0; }
.guide-next { margin-top: 32px; padding: 22px; background: #f5fbf6; border: 1px solid #dfebe2; border-radius: 10px; }
.guide-next h2 { font-size: 20px; }
.guide-next > p { font-size: 14px; }
.guide-next > div { display: flex; flex-wrap: wrap; gap: 11px 20px; }
.guide-next a { display: inline-flex; align-items: center; gap: 5px; color: #1d6539; font-size: 13px; font-weight: 600; text-decoration: none; padding-block: 6px; }
.guide-sources { margin-top: 34px; padding-top: 25px; border-top: 1px solid #dce7df; }
.guide-sources h2 { font-size: 18px; }
.guide-sources ul { padding-left: 19px; }
.guide-sources li { color: #415b49; font-size: 13px; line-height: 1.7; margin-bottom: 11px; scroll-margin-top: 110px; }
.guide-sources p { font-size: 12px; line-height: 1.8; color: #607266; }
.guide-sources svg { vertical-align: middle; margin-left: 3px; }

@media (max-width: 780px) {
  .home-guides { margin-top: 29px; }
  .guide-section-heading { display: block; }
  .guide-section-heading h2 { font-size: 22px; line-height: 1.35; }
  .guide-section-heading p { font-size: 13px; }
  .guide-section-heading > a { margin-top: 8px; }
  .guide-cards { grid-template-columns: 1fr; gap: 12px; }
  .guide-card { padding: 19px; }
  .guide-card h2, .guide-card h3 { font-size: 18px; margin-top: 7px; }
  .guide-card p { font-size: 12px; margin-bottom: 13px; }
  .guide-article { padding-top: 25px; }
  .guide-category { margin-top: 20px; }
  .guide-article-header h1 { font-size: 30px; letter-spacing: -.7px; }
  .guide-description { font-size: 16px; }
  .guide-byline { font-size: 11px; }
  .guide-takeaway { padding: 16px; }
  .guide-takeaway p { font-size: 15px; }
  .guide-calculator-button { width: 100%; padding-inline: 12px; font-size: 13px; }
  .guide-body-section { margin-top: 27px; }
  .guide-body-section h2 { font-size: 22px; }
  .article-table { min-width: 440px; }
  .guide-next { padding: 18px; }
}

@media print {
  .guide-article { max-width: none; padding-top: 0; }
  .guide-jump-links, .guide-calculator-button { display: none; }
  .guide-article-header h1 { font-size: 28px; }
  .article-table-wrap { overflow: visible; }
  .article-table { min-width: 0; }
  .guide-body-section, .guide-next, .guide-sources { break-inside: auto; }
}

/* Money Figures: concise brand line and Canadian product context. */
.reference-intro > .hero-tagline { margin-bottom: 14px; font-size: clamp(23px, 2.5vw, 29px); font-weight: 600; color: #1d5134; line-height: 1.4; }
.reference-intro > .hero-description { margin-bottom: 30px; font-size: 18px; line-height: 1.6; letter-spacing: 0; }
.directory-help { margin: 26px auto 40px; }
.guide-byline a { color: inherit; text-underline-offset: 3px; }
@media (max-width: 780px) {
  .reference-intro > .hero-tagline { font-size: 22px; margin-bottom: 11px; }
  .reference-intro > .hero-description { font-size: 15px; margin-bottom: 24px; }
}


/* v0.1.2 guide link target hardening */
.guide-jump-links a,.guide-next a,.guide-sources a{display:inline-flex;align-items:center;min-height:44px}.guide-source-note a{display:inline-flex;align-items:center;min-height:44px}.guide-byline a{display:inline-flex;align-items:center;min-height:44px}
@media(max-width:440px){.guide-byline,.guide-source-note,.guide-sources p{font-size:12px}}


/* v0.1.6 trust, contact and sources-last hardening */
.methodology-only{grid-template-columns:minmax(0,1fr);max-width:860px}
.calculator-disclaimer{margin-top:34px;padding:20px 22px;border:1px solid #eadfca;background:#fffaf0;border-radius:10px}
.calculator-disclaimer h2{margin:0 0 8px;font-size:18px;line-height:1.4;color:#3f321d}
.calculator-disclaimer p{margin:0;font-size:13px;line-height:1.75;color:#5c503b}
.calculator-sources{margin-top:32px;padding-top:22px;border-top:1px solid #dce7df}
.calculator-sources h2{font-size:17px;margin:0 0 10px;color:#24382b}
.calculator-sources .source-list{margin:0;padding-left:18px}
.calculator-sources .source-list li{font-size:12px;line-height:1.65;margin-bottom:7px;color:#536b5b}
.calculator-sources .source-list a{display:inline-flex;align-items:center;gap:5px;min-height:32px;color:#286a40;text-underline-offset:3px}
.calculator-sources p{font-size:11px;line-height:1.75;color:#6a7d70;margin:8px 0 0}
.calculator-sources p a{color:#456d53;text-underline-offset:3px}
.contact-form{display:grid;gap:15px;margin:24px 0 32px;max-width:720px}
.contact-grid{display:grid;grid-template-columns:1fr 1fr;gap:14px}
.contact-form label{display:block;font-size:13px;font-weight:650;color:#253d30;margin-bottom:6px}
.contact-form label span{font-weight:400;color:#6a7d70}
.contact-form input,.contact-form select,.contact-form textarea{width:100%;border:1px solid #cbdacf;border-radius:8px;padding:11px 12px;background:#fff;color:#253d30;font:inherit}
.contact-form textarea{resize:vertical;min-height:150px}
.contact-note{font-size:12px;line-height:1.65;color:#617466;margin:0}
.contact-submit{width:max-content;min-width:160px}
.form-honeypot{position:absolute!important;left:-10000px!important;width:1px;height:1px;overflow:hidden}
@media(max-width:620px){.contact-grid{grid-template-columns:1fr}.calculator-disclaimer{padding:17px}.calculator-sources .source-list li{font-size:12px}.calculator-sources p{font-size:11px}}